Creamed Chipped Beef On Toast

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Creamed chipped beef on toast combines savory strips of dried beef in a velvety, seasoned cream sauce. The rich mix starts with butter and flour, cooked to a smooth roux, then gently whisked with milk and simmered until thick. Add salt, black pepper, and sliced dried beef to let the flavors infuse in the creamy base. Pile the warm, hearty sauce over freshly toasted bread or biscuits for a classic touch. This dish is perfect for breakfast, brunch, or an easy dinner when you crave creamy textures and big flavor, offering comfort food nostalgia with every bite.

Barbara Chef
Updated on Fri, 13 Jun 2025 17:38:29 GMT
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A plate of food with meat and potatoes. | gracefulflavors.com

Creamed chipped beef on toast is pure comfort from my childhood It is creamy salty and warming perfect for an easy nostalgic meal after a long day

My dad always made this on chilly Sunday mornings and it became our family ritual with extra black pepper sprinkled on top

Ingredients

  • Unsalted butter: gives the sauce richness and prevents burning always pick a fresh block for flavor
  • Plain flour: thickens the sauce try to use unbleached for a smoother finish
  • Milk: makes the sauce creamy full fat works best for texture
  • Salt and black pepper: for balanced seasoning always crack black pepper fresh for best taste
  • Dried beef: adds signature salty flavor look for high quality slices at the deli counter or jarred variety near the cheeses
  • Toast: serves as a sturdy base hearty sandwich bread holds up best but any favorite will do

Step-by-Step Instructions

Melt the butter:
Place a large skillet over medium heat and drop in the butter Let it melt fully while you swirl the pan This step is key to ensuring the sauce never burns
Make the roux:
Once the butter is liquid add the flour Stir vigorously with a wooden spoon until a golden paste forms Let it bubble gently for one minute to remove flour taste This builds the creamy base
Add the milk:
Pour in the milk a little at a time stirring constantly Use a whisk to dissolve any lumps Continue until all milk has been added and the base is smooth
Simmer the sauce:
Bring the mixture to a gentle simmer Stir as it thickens and becomes silky This should take about four minutes The sauce should coat the back of a spoon
Season:
Taste for salt and black pepper Add seasoning gradually until balanced The sauce should be flavorful but not overpower the beef
Add the beef:
Slip the chopped dried beef strips into the creamy sauce Stir until all is coated Simmer just two more minutes to heat the beef but keep it tender
Serve on toast:
While sauce is finishing toast your bread Arrange slices on plates Spoon the warm creamed beef over each toast slice Serve piping hot for best comfort
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A plate of food with meat and cheese on a toast. | gracefulflavors.com

You Must Know

  • Very filling and protein rich
  • Classic American military staple sometimes called S-O-S
  • Can be doubled easily for family brunches

My favorite part is how the sauce soaks into thick crusty bread We used to laugh at how quickly we finished our plates especially when my little brother tried to eat his with a fork and knife

Storage tips

Leftovers keep well in the fridge for up to three days Store the sauce and toast separately Reheat the sauce gently on the stove with a splash more milk to loosen and serve over freshly toasted bread

Ingredient substitutions

If you cannot find dried beef you can use chipped ham or thinly sliced deli turkey Vegans can swap in non dairy butter and unsweetened oat milk for a creamy effect without losing comfort

Serving suggestions

Creamed chipped beef is classic on toast but also delicious spooned over split buttermilk biscuits or a baked potato For extra heartiness serve alongside scrambled eggs and crispy roasted potatoes

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A plate of food with meat and potatoes. | gracefulflavors.com

Cultural context

This dish became popular in army mess halls because it delivered belly filling food from affordable ingredients During the Great Depression and World War Two it was known as a stick to your ribs meal and holds a place in many families nostalgic recipe boxes

Frequently Asked Questions

→ What kind of beef is best for this dish?

Dried beef, thinly sliced and commonly found in jars or pouches, is traditional. Its salty, robust flavor works perfectly in the creamy sauce.

→ Can I use a different milk for the sauce?

Yes, whole or 2% milk creates the classic texture, but you can substitute with plant-based options. The sauce may be slightly less rich.

→ What bread works best for serving?

White or whole grain toast provides a sturdy base, but biscuits or English muffins also work well to soak up the sauce.

→ How do I prevent the cream sauce from getting lumpy?

Stir the flour and butter thoroughly to form a smooth roux, then slowly add milk while whisking until the sauce is silky.

→ Can I add extra ingredients?

Chopped parsley for color or a pinch of paprika adds subtle flavor and a colorful finish. Try with sautéed onions for variety.

Creamed Chipped Beef On Toast

Creamy beef sauce with savory dried beef, served over crisp toast for a hearty, comforting meal.

Prep Time
5 Minutes
Cook Time
15 Minutes
Total Time
20 Minutes
By: Barbara

Category: Hearty Mains

Difficulty: Easy

Cuisine: American

Yield: 4 Servings (8 slices with topping)

Dietary: ~

Ingredients

→ Main Ingredients

01 1/4 cup unsalted butter
02 1/4 cup all-purpose flour
03 2 cups whole milk
04 Salt, to taste
05 Black pepper, freshly ground, to taste
06 8 ounces dried beef, sliced into thin strips
07 8 slices white bread, toasted

Instructions

Step 01

Place a large skillet over medium heat and add the unsalted butter. Allow it to melt completely.

Step 02

Stir the all-purpose flour into the melted butter, whisking constantly until a smooth, thick roux forms.

Step 03

Gradually pour in the milk, whisking continuously. Bring the mixture to a gentle simmer and continue stirring until the sauce is smooth and thickened.

Step 04

Season the sauce generously with salt and freshly ground black pepper according to taste.

Step 05

Add the sliced dried beef to the skillet, stirring to coat. Warm through for 2 minutes, ensuring the beef is heated evenly in the sauce.

Step 06

Ladle the creamed chipped beef generously over slices of toasted bread. Serve immediately.

Notes

  1. If dried beef is very salty, soak briefly in water and pat dry before using to reduce sodium.

Tools You'll Need

  • Large skillet
  • Whisk

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Contains dairy (milk, butter)
  • Contains gluten (flour, bread)

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: 370
  • Total Fat: 17 g
  • Total Carbohydrate: 30 g
  • Protein: 18 g