
Taco loaded baked potatoes are everything you love about Tex-Mex wrapped up in a hearty potato. This recipe transforms the humble baked potato into a dinner-worthy meal piled high with taco beef, melty cheddar, and crisp, cool toppings. Perfect for cozy nights or busy weeknights when you crave bold flavors with minimal effort.
This dish has become our Friday night tradition when I want something fun but still simple. The kids love building their own and I love having a meal where no one complains about dinner.
Ingredients
- Lean ground beef: brings satisfying flavor and protein so look for fresh beef with lower fat for a lighter result
- Russet potatoes: get fluffy inside and crispy skin after baking so choose firm potatoes with no soft spots
- Taco seasoning mix: is your flavor shortcut use a quality brand with chili powder cumin onion and garlic
- Water: helps blend the seasoning and coats the meat evenly
- Shredded cheddar cheese: adds melty richness sharp cheddar gives the most punch
- Sour cream: cools everything down after the spicy beef opt for full fat for creaminess
- Green onions: supply crunch and a bit of bite choose fresh stalks with bright green tops
- Diced tomatoes: offer juicy freshness choose ripe tomatoes with rich color
Step-by-Step Instructions
- Prep the Potatoes:
- Wash and scrub each Russet potato under cool water to remove all dirt. Dry well with a towel then use a fork to prick each potato all over. This allows steam to escape for tender potatoes. Place them directly on a baking tray so the skins get crispy and bake in a 200 degree C oven for about 45 to 50 minutes or until you can easily pierce the center with a fork
- Brown the Beef:
- While the potatoes bake heat a large skillet over medium. Add ground beef and break it up with a spatula. Stir and cook until meat is fully browned and no pink remains about 6 to 8 minutes. Drain any excess grease so your toppings do not get greasy
- Season and Simmer:
- Sprinkle taco seasoning over the beef and pour in water. Stir everything so the meat is well coated. Let the mixture bubble over medium low for 5 minutes stirring occasionally. The sauce will thicken and flavors will blend
- Fluff the Potatoes:
- Once the potatoes are cooked let them cool a few minutes so they are easier to handle. Use a sharp knife to carefully slice each potato down the center lengthwise. Use a fork to fluff up the inside flesh making a little well to hold your toppings
- Top and Serve:
- Spoon a generous amount of taco beef right into each potato. Scatter shredded cheddar so it melts into the warm filling. Add dollops of cool sour cream then sprinkle on green onions and diced tomatoes for crunch and color. Serve piping hot so everyone can dig in

One of my favorite things about this recipe is that sharp cheddar. When I was a kid my mom would use extra cheese just for me and now I always add a little more than called for. Nothing beats that gooey melty magic with taco spices.
Storage Tips
Keep leftovers in an airtight container in the fridge for up to three days. Always store potatoes and toppings separate if possible so everything stays fresh. To reheat slice potatoes in half and heat in the microwave until hot then add your toppings.
Ingredient Substitutions
Try swapping the ground beef for ground turkey or even black beans for a vegetarian spin. If you want more heat use pepper jack instead of cheddar. Avocado or salsa makes a nice fresh topping if you do not have tomatoes or green onions.

Serving Suggestions
Serve with a crunchy green salad for refreshing balance. You can also offer hot sauce or pickled jalapeños on the side for guests who like extra kick. For a fun party add bowls of toppings and let everyone build their own potato.
Cultural Context
Loaded baked potatoes have roots in American comfort food but taco toppings bring in Tex Mex flair. This dish is a great example of how families blend cuisines and traditions for something delicious and new.
Frequently Asked Questions
- → How do I achieve perfectly fluffy baked potatoes?
Wash and scrub thoroughly, pierce with a fork, and bake at 400°F until they yield easily when pierced, about 45-50 minutes.
- → Can I use a different protein instead of ground beef?
Yes, ground turkey or plant-based alternatives work well. Adjust seasoning to taste if needed.
- → How can I add more vegetables?
Try adding roasted bell peppers, corn, or avocado slices as additional toppings for extra flavor and color.
- → What are the best potatoes for this dish?
Russet potatoes are ideal thanks to their fluffy texture and sturdy skins, perfect for holding hearty toppings.
- → How do I store leftovers?
Refrigerate unassembled components separately. Reheat potatoes and beef before topping with cheese and veggies.