
This Loaded Butterscotch Cheesecake is the dream dessert for anyone who loves rich caramel flavors and creamy textures. Every layer packs huge butterscotch punch thanks to three types of butterscotch—chips, pudding, and ganache. When I served this at a family birthday, there was not a crumb left and everyone immediately asked for the recipe. It is a true showstopper that keeps well for days, making it ideal for gatherings or holiday tables.
I was blown away the first time I paired three butterscotch elements together. Homemade always wins out over store-bought when butterscotch is involved.
Ingredients
- Graham cracker crumbs: essential for a buttery sturdy crust and classic cheesecake foundation use fresh crackers or vanilla wafer crumbs for best results
- Light brown sugar: deepens flavor with subtle molasses notes choose soft packed sugar if possible for easy mixing
- Unsalted butter: binds the crust and adds richness always use fresh unsalted for best flavor
- Full-fat cream cheese: creates the creamy filling avoid whipped or tub versions for perfect texture
- More light brown sugar: keeps the filling perfectly balanced choose golden brown for its mild caramel notes
- All-purpose flour: gives structure to the batter for a stable slice use fresh unbleached flour and sift if lumpy
- Vanilla extract: enhances all the flavors in the filling pure vanilla gives best results
- Sour cream: adds tang that breaks up the sweetness always use full-fat at room temperature
- Heavy whipping cream: gives the luscious mouthfeel and helps incorporate melted butterscotch use cold fresh cream
- Butterscotch chips: bring signature flavor buy a quality brand for best meltability
- Butterscotch pudding mix: intensifies the butterscotch flavor instant type thickens quickly and evenly
- Large eggs: hold everything together and set the creamy texture room temperature eggs reduce risk of cracks
- Butterscotch chips and heavy cream for ganache topping: use extra chips to create a glossy professional-looking finish
Step-by-Step Instructions
- Make the Crust:
- Combine graham cracker crumbs light brown sugar and melted butter in a bowl mixing until everything is evenly moistened to ensure even pressing
- Press Mixture Into Pan:
- Squeeze the crumb mixture across the bottom and up the sides of a lined greased springform pan pressing firmly with your fingers or a measuring cup so the crust holds together and does not crumble
- Bake the Crust:
- Bake in a preheated oven until set and aromatic then move to a cooling rack this gives a sturdy foundation that will not get soggy
- Prepare Water Bath:
- Wrap pan tightly with foil on the outside to protect from water and set aside for cheesecake filling this prevents a wet crust
- Make the Filling:
- In a large bowl blend cream cheese brown sugar and flour on low speed scraping sides often to prevent lumps and minimize air bubbles which can cause cracking
- Add Milk Elements:
- Mix in vanilla extract and sour cream on low speed blending until the batter is silky and fully combined
- Melt Butterscotch:
- In a separate microwave-safe bowl heat heavy cream and butterscotch chips stirring every 20 seconds until chips are smooth and melted and no lumps remain for even flavor throughout the cake
- Incorporate Butterscotch:
- Blend the melted butterscotch mixture into the cheesecake filling in two additions scraping the sides well this ensures every bite tastes rich and flavorful
- Add Pudding Mix:
- Sprinkle in the pudding mix and blend on low until smooth scraping the bowl as needed for no dry spots
- Add Eggs:
- Mix in eggs one at a time blending gently after each addition avoid overmixing to keep texture creamy
- Assemble and Bake:
- Pour filling into crust and set springform pan inside a larger pan use warm water to create a bath that comes halfway up the sides which insulates and helps bake evenly
- Bake Cheesecake:
- Bake until the edges are set but the center is just a little jiggly this ensures a creamy baked texture rather than dry edges
- Slow Cool in Oven:
- Turn oven off but leave cheesecake inside with door closed then slightly cracked to cool gradually and prevent cracking from sudden temperature changes
- Room Temperature Cool and Chill:
- Take the cheesecake out to finish cooling on a rack then move to the fridge until completely chilled and firm
- Remove from Pan:
- Release the springform and carefully transfer cheesecake to a serving plate use a wide spatula to keep it intact if needed
- Make Topping:
- Pour boiling cream over butterscotch chips let stand then whisk until ganache is smooth and glossy you can let it cool to spreading consistency before covering the top of the cheesecake
- Decorate and Serve:
- Scatter extra butterscotch chips on top for that loaded effect and chill until ready to slice

My favorite moment is making the ganache and swirling it over the chilled cake. The glossy finish pulls the whole look together and always gets lots of wows from my family.
Storage Tips
Keep the cheesecake tightly covered in the fridge using a cake carrier or layers of plastic wrap to prevent it picking up refrigerator odors. If you have leftovers already cut place the slices in a single layer in an airtight container. For longer storage freeze the cheesecake plain without the ganache topping up to three months. Thaw overnight in the fridge and add the topping fresh before serving for best results.
Ingredient Substitutions
You can swap vanilla wafer crumbs for the graham cracker base which adds a slightly different sweet note. Flour can be replaced with half the amount of cornstarch for a gluten free version. If you cannot find butterscotch pudding vanilla works in a pinch but will give a slightly milder flavor.

Serving Suggestions
This cheesecake is rich so serve small slices with unsweetened whipped cream or a sprinkle of sea salt on top to cut the sweetness. I love pairing it with black coffee or a cold glass of milk. You can drizzle even more butterscotch or a touch of caramel sauce for extra indulgence.
Butterscotch Cheesecake Across Cultures
Butterscotch as a dessert flavor is rooted in American nostalgia but the concept of a creamy cheese dessert is loved worldwide. This loaded version borrows the classic New York style cheesecake method but with a twist that anyone who loves caramel or toffee flavors will appreciate.
Frequently Asked Questions
- → How do I prevent cracks in the cheesecake?
Bake the cheesecake in a water bath, avoid over-mixing, and allow gradual cooling to minimize cracks.
- → Can I use a different crust besides graham crackers?
Yes, vanilla wafer crumbs or another mild, sweet cookie work well as a crust base.
- → What’s the purpose of butterscotch chips in the filling?
Melted butterscotch chips infuse the batter with pronounced butterscotch flavor and add creamy texture.
- → How should I store leftovers?
Refrigerate well-covered or in an airtight container, and consume within 4-5 days for best taste.
- → Can the dessert be frozen?
Yes, freeze whole or in slices without the topping for best results. Thaw in the refrigerator before serving.
- → Is there a gluten-free variation?
For a gluten-free alternative, substitute cornstarch for flour and use gluten-free cookies for the crust.