Cheesy Meaty Texas Trash

Featured in Satisfying Main Courses.

This Tex-Mex creation layers browned seasoned beef with a smooth mix of cream cheese, sour cream, refried beans, salsa, and green chiles. Spread in a baking dish and topped with shredded Mexican cheese, it bakes until bubbling and golden. The combination of meaty richness and creamy textures, enhanced with garlic and onion powders, delivers bold, comforting flavors. Garnish with fresh green onions, tomatoes, jalapeños, or cilantro for a burst of freshness and a touch of heat. Perfect for sharing with family or friends alongside chips or veggies.

Barbara Chef
Updated on Fri, 09 Jan 2026 23:57:29 GMT
A bowl of chili with a tortilla chip on top. Pin it
A bowl of chili with a tortilla chip on top. | gracefulflavors.com

This cheesy meaty Texas trash dip brings together hearty ground beef, creamy cheeses, and refried beans creating a Tex-Mex crowd favorite perfect for game days or casual gatherings. It combines bold flavors with a velvety texture that everyone reaches for.

I first made this dip for a family movie night and it instantly became the star appetizer. Now it’s my go-to for any occasion where I want to impress without the fuss.

Ingredients

  • Ground beef: about 450 grams provides the rich meaty base essential for hearty flavor. Choose fresh lean ground beef for the best taste
  • Taco seasoning packet: adds authentic Tex-Mex spice with ease. Opt for a good quality brand with a balanced blend of spices
  • Cream cheese: 225 grams softened for smooth creaminess that binds the dip
  • Sour cream: 240 grams contributes tang and richness look for full fat if possible to maintain creaminess after baking
  • Canned refried beans: 450 grams enrich the dip with hearty creamy undertones and help with texture
  • Salsa: 120 milliliters introduces subtle acidity and a hint of smoky tomato
  • Canned diced green chiles: 115 grams bring a mild heat and a bright vegetal flavor drained to avoid excess moisture
  • Mexican cheese blend: 225 grams shredded and divided good melting cheese mix usually includes cheddar Monterey Jack and queso quesadilla for depth and gooey topping
  • Garlic powder: half a teaspoon adds warm savory notes
  • Onion powder: half a teaspoon enhances overall flavor with mild sweetness
  • Optional garnishes: like sliced green onions diced tomatoes sliced jalapeños and chopped cilantro brighten and freshen the final dish

Step-by-Step Instructions

Sear the Meat:
Brown 450 grams of ground beef over medium heat in a skillet until completely cooked through with no pink remaining. Drain any excess fat to avoid a greasy dip. This step builds the hearty foundation.
Season the Beef:
Add one packet of taco seasoning and 60 milliliters of water to the cooked beef. Let it simmer for 2 to 3 minutes until the liquid reduces slightly. This intensifies the spice and binds the flavors for the dip.
Mix the Creamy Base:
In a large mixing bowl combine 225 grams softened cream cheese 240 grams sour cream 450 grams refried beans 120 milliliters salsa 115 grams drained diced green chiles half the shredded cheese (about 112 grams) and half a teaspoon each garlic powder and onion powder. Blend thoroughly until smooth and evenly combined.
Combine Meat and Cheese Mixture:
Fold the seasoned ground beef gently into the creamy base until it is evenly mixed but still retains texture. This blend balances the robust meat with silky creaminess.
Assemble and Bake:
Spread the combined mixture evenly into a lightly greased 23 by 23 centimeter baking dish. Sprinkle the remaining cheese evenly on top to create a golden cheesy crust. Bake in a preheated oven at 175 degrees Celsius for 25 to 30 minutes until the dip is bubbly at the edges and the cheese has melted and browned lightly.
Garnish and Serve:
Remove from oven and top with your choice of sliced green onions diced tomatoes sliced jalapeños or chopped cilantro. Serve hot with crunchy tortilla chips or fresh vegetable crudités for dipping.
A bowl of chili with cheese and tomatoes. Pin it
A bowl of chili with cheese and tomatoes. | gracefulflavors.com

Storage tips

Cool the dip completely before transferring it to an airtight container. Store in the refrigerator for up to four days. To reheat, warm it gently in the microwave or oven stirring midway to keep the texture creamy and prevent separation.

Ingredient substitutions

For a milder dip substitute the taco seasoning with a homemade blend using cumin paprika and oregano to control spice. Use black beans or pinto beans mashed if refried beans aren’t available. For dairy-free swap cream cheese and sour cream with plant-based alternatives that melt well.

Serving suggestions

Serve with crispy tortilla chips for the classic experience or with crunchy veggie sticks like carrots and celery for a lighter option. This dip pairs nicely with cold beer or margaritas at casual social events.

A bowl of chili with a spoon in it. Pin it
A bowl of chili with a spoon in it. | gracefulflavors.com

Frequently Asked Questions

→ Can I use different types of cheese?

Yes, feel free to substitute or blend cheeses like cheddar, Monterey Jack, or a Mexican blend to suit your taste and achieve the desired melt and flavor.

→ What can I use instead of taco seasoning?

You can create your own mix with chili powder, cumin, garlic powder, onion powder, and paprika to maintain the Tex-Mex profile.

→ How do I prevent the dip from becoming watery?

Be sure to drain excess fat from the cooked beef and use full-fat sour cream and cream cheese to keep the texture creamy and thick.

→ Can I prepare this dish ahead of time?

Absolutely. Assemble the layers, cover, and refrigerate for up to 24 hours before baking to let flavors meld well.

→ What garnishes complement this dish best?

Fresh green onions, diced tomatoes, sliced jalapeños, and chopped cilantro add brightness and a pleasant contrast to the rich layers.

→ Is this dish suitable for large gatherings?

Yes, the recipe yields about 1.5 liters, perfect for serving around 8 people as a flavorful snack or party dish.

Cheesy Meaty Texas Trash

A Tex-Mex blend of seasoned beef, creamy cheeses, and beans baked to bubbly perfection.

Prep Time
15 Minutes
Cook Time
30 Minutes
Total Time
45 Minutes
By: Barbara

Category: Hearty Mains

Difficulty: Easy

Cuisine: Tex-Mex

Yield: 8 Servings (About 1.5 liters)

Dietary: ~

Ingredients

→ Meat Base

01 450 g ground beef
02 1 packet taco seasoning mix
03 60 ml water

→ Creamy Base

04 225 g cream cheese, softened
05 240 g sour cream
06 450 g canned refried beans
07 120 ml salsa
08 115 g canned diced green chiles, drained

→ Seasonings

09 225 g shredded Mexican cheese blend, divided
10 1/2 teaspoon garlic powder
11 1/2 teaspoon onion powder

→ Optional Garnishes

12 Sliced green onions
13 Diced tomatoes
14 Sliced jalapeños
15 Chopped cilantro

Instructions

Step 01

Preheat oven to 175°C. Lightly grease a 23×23 cm baking dish.

Step 02

Brown ground beef in a skillet over medium heat until no longer pink. Drain excess fat.

Step 03

Add taco seasoning and 60 ml water to the browned beef. Simmer for 2 to 3 minutes until the liquid reduces slightly.

Step 04

In a large mixing bowl, blend cream cheese, sour cream, refried beans, salsa, diced green chiles, half of the shredded cheese, garlic powder, and onion powder until smooth and uniform.

Step 05

Fold the seasoned beef into the creamy base until fully combined.

Step 06

Spread the mixture evenly into the prepared baking dish. Sprinkle the remaining cheese evenly on top.

Step 07

Place in the preheated oven and bake for 25 to 30 minutes until the edges are bubbly and the top is lightly golden.

Step 08

Remove from oven and garnish with sliced green onions, diced tomatoes, sliced jalapeños, and chopped cilantro as desired. Serve hot with tortilla chips or vegetable crudités.

Notes

  1. For best flavor, use freshly grated cheese and allow cream cheese to soften at room temperature before mixing.

Tools You'll Need

  • Skillet
  • 23×23 cm baking dish
  • Mixing bowl

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Contains dairy and soy (in taco seasoning and refried beans)

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: 320
  • Total Fat: 22 g
  • Total Carbohydrate: 18 g
  • Protein: 15 g