Banana Split Fluff

Featured in Sweet Moments of Joy.

This creamy banana split fluff combines the tropical sweetness of crushed pineapple with smooth banana cream pudding for a luscious base. Whipped topping and mini marshmallows create a light, airy texture, while chopped nuts and mini chocolate chips add crunch and bursts of flavor. Freshly sliced bananas and maraschino cherries are folded in just before chilling to maintain freshness and vibrant colors. After a chill, the fluff sets into a refreshing, creamy delight that's perfect for a crowd or relaxing treat, finished with optional drizzles of chocolate syrup and extra nuts for a delightful contrast.

Barbara Chef
Updated on Mon, 27 Oct 2025 00:59:06 GMT
A bowl of bananas, whipped cream and chocolate. Pin it
A bowl of bananas, whipped cream and chocolate. | gracefulflavors.com

This Banana Split Fluff is a sweet, nostalgic treat that combines creamy and fruity flavors with a fluffy texture that’s perfect for sharing at family gatherings or potlucks. It captures the essence of a classic banana split in an easy-to-make dessert that doesn’t require any baking.

I first made this recipe for a summer picnic, and it quickly became a crowd favorite. Everyone raves about how it tastes like a banana split but in a light, fluffy form.

Ingredients

  • Crushed pineapple in juice: using the juice adds sweetness and moisture don’t drain so the pudding thickens properly
  • Banana cream instant pudding mix: delivers authentic banana flavor and helps the fluff hold together
  • Whipped topping: provides the signature airy creamy texture thaw fully before folding in
  • Mini marshmallows: create the classic fluff texture and add a fun chewiness
  • Ripe bananas: add fresh banana flavor and creaminess slice just before mixing to avoid browning
  • Maraschino cherries: bring color and sweetness reserve a few for garnish
  • Chopped mixed nuts: add crunchy contrast and a nutty flavor use fresh nuts for best taste
  • Mini chocolate chips: introduce little bites of chocolate throughout the dessert
  • Optional garnishes: like chocolate syrup and crushed graham crackers add extra flavor and crunch

Step-by-step instructions

Mix Pineapple and Pudding:
In a large bowl, pour in the undrained crushed pineapple and sprinkle the banana cream instant pudding mix on top. Stir gently until combined. The mixture will look loose at first but will thicken as the pudding absorbs the pineapple juice. This is the flavor base, so mix thoroughly to ensure even sweetness.
Fold in Whipped Topping and Marshmallows:
Add the thawed whipped topping to the bowl. Gently fold it in using a spatula until the mixture is smooth and well combined without deflating the fluff. Then fold in the mini marshmallows, which provide light texture and help maintain the fluff’s structure.
Add Chocolate Chips, Nuts, and Cherries:
Sprinkle in the mini chocolate chips and chopped nuts, folding them in carefully to distribute evenly. Finally, add the halved maraschino cherries. Be gentle to avoid bursting the cherries and turning the fluff pink.
Add Bananas Last:
Slice the bananas just before adding to the mixture to prevent browning. Carefully fold them in until just combined. For an extra step, toss the banana slices in a little lemon juice to slow down oxidation and keep the fruit looking fresh longer.
Chill and Serve:
Cover the bowl with plastic wrap or transfer the fluff to a container with a lid. Refrigerate for at least one hour to let the flavors meld and the texture set. Serve topped with extra cherries, nuts, and a drizzle of chocolate syrup if you like for a finishing touch.
A bowl of bananas, raspberries, and whipped cream. Pin it
A bowl of bananas, raspberries, and whipped cream. | gracefulflavors.com

Storage Tips

Store leftover fluff covered tightly in the refrigerator. It’s best enjoyed within three days for the freshest texture, especially because bananas gradually soften and darken. If the fluff thickens too much, you can fold in a little extra whipped topping before serving to lighten it up.

Ingredient Substitutions

If you prefer, you can swap the banana cream pudding for vanilla with added mashed bananas for a more natural flavor. Use fresh pineapple if canned is not available but drain some juice to maintain balance. For a dairy-free version, try coconut whipped topping and check pudding ingredients carefully.

Serving Suggestions

Serve this banana split fluff chilled in pretty dessert dishes or in individual cups for easy portioning at parties. Pair it with a scoop of vanilla ice cream or sprinkle with a little extra crushed graham crackers for added crunch. It’s a fun dessert that pairs well with barbecued foods or summer picnics.

Cultural and Historical Context

Banana split desserts date back to early 20th century America and have long been associated with soda fountains and summer treats. This fluff variation captures the essence of those nostalgic flavors while making it easier to prepare and share. It’s a great example of how classic desserts evolve while keeping their heart.

A bowl of bananas and raspberries. Pin it
A bowl of bananas and raspberries. | gracefulflavors.com

Frequently Asked Questions

→ What is the best way to prevent bananas from browning?

Slice the bananas just before folding them into the mixture and optionally toss them in a little lemon juice to slow oxidation and maintain their fresh color.

→ Can I substitute the crushed pineapple with fresh pineapple?

Fresh pineapple can be used, but be sure to chop it finely and include its juice to keep the mixture moist and flavorful.

→ How do mini marshmallows affect the texture?

Mini marshmallows create a distinctive fluffy and slightly chewy texture that adds body and lightness to the dessert.

→ Is it necessary to chill the fluff before serving?

Chilling allows the pudding and whipped topping to set, melding the flavors and creating the signature creamy, fluffy texture.

→ What nuts work best for this banana split fluff?

Chopped mixed nuts such as walnuts, pecans, or almonds provide a crunchy contrast that complements the softness of the fluff.

→ Can I add chocolate syrup on top?

Yes, a drizzle of chocolate syrup on top adds a rich, sweet finishing touch that pairs well with the other ingredients.

Banana Split Fluff Delight

A fluffy blend of bananas, pineapple, marshmallows, and chocolate chips for a creamy, textured treat.

Prep Time
15 Minutes
Cook Time
~
Total Time
15 Minutes
By: Barbara


Difficulty: Easy

Cuisine: American

Yield: 6 Servings

Dietary: Vegetarian

Ingredients

→ Base Ingredients

01 1 can (20 oz) crushed pineapple in juice, undrained
02 1 box (3.4 oz) banana cream instant pudding mix
03 1 container (8 oz) whipped topping, thawed
04 1 1/2 cups mini marshmallows

→ Fruits & Add-Ins

05 2 large ripe bananas, sliced just before mixing
06 1 jar (10 oz) maraschino cherries, drained and halved
07 1/2 cup chopped mixed nuts
08 1/3 cup mini chocolate chips

→ Optional Garnish

09 Chocolate syrup for drizzling
10 Extra maraschino cherries
11 2 to 3 tablespoons chopped mixed nuts
12 Crushed graham crackers or cookie crumbs

Instructions

Step 01

In a large mixing bowl, stir together the undrained crushed pineapple and banana cream instant pudding mix until fully combined and starting to thicken.

Step 02

Gently fold the whipped topping into the pineapple mixture until smooth. Then fold in mini marshmallows evenly for a light, fluffy base.

Step 03

Carefully stir in mini chocolate chips and chopped nuts. Fold in the halved maraschino cherries without overmixing to prevent color bleeding.

Step 04

Slice bananas just prior to mixing and gently fold them into the fluff to avoid browning. Optionally, toss banana slices with lemon juice to slow oxidation.

Step 05

Cover and refrigerate for at least one hour to allow flavors to meld and the mixture to set. Before serving, garnish with extra cherries, nuts, and drizzle with chocolate syrup if desired.

Notes

  1. Allow the mixture to chill sufficiently to achieve the signature creamy and fluffy texture.

Tools You'll Need

  • Large mixing bowl
  • Silicone spatula or large spoon
  • Measuring cups and spoons
  • Knife and cutting board
  • Serving bowl or individual dessert cups

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Contains nuts and dairy; may not be suitable for those with nut or dairy allergies

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: ~
  • Total Fat: ~
  • Total Carbohydrate: ~
  • Protein: ~