Ritz Cracker Caramel Peanut Stacks

Featured in Sweet Moments of Joy.

These no-bake stacks combine buttery Ritz crackers with smooth, warm caramel and a glossy milk chocolate topping. Each layer is gently pressed to hold a satisfying crunch, while chopped salted peanuts add a nutty contrast. Once set, the treats offer a perfect balance of sweet, salty, and rich textures that make them ideal for sharing at any gathering. Simple to prepare with just a few ingredients, they come together quickly without heat, delivering an irresistible indulgence.

Barbara Chef
Updated on Sat, 20 Dec 2025 18:27:09 GMT
Chocolate covered peanut butter and caramel. Pin it
Chocolate covered peanut butter and caramel. | gracefulflavors.com

These no-bake Ritz cracker caramel peanut stacks combine sweet, salty, and buttery flavors into a delightfully crunchy and gooey treat. Perfect for holiday gatherings or whenever you need a quick but impressive dessert, they come together with layers of caramel, milk chocolate, and chopped peanuts that disappear in minutes.

I first made these for a last-minute holiday party and was amazed at how fast they vanished. Now they are my go-to treat when I want something sweet but fuss-free.

Ingredients

  • Ritz crackers: provide a flaky, buttery base that balances sweetness and saltiness
  • Soft caramel candies: melt into a luscious, gooey layer that binds the stacks together
  • Heavy cream or milk: adds creaminess to the caramel making it smooth and pourable
  • Milk chocolate chips: melt into a silky topping that sets with a glossy finish
  • Salted peanuts finely chopped: add crunch and salty contrast to the sweet chocolate and caramel choose fresh roasted peanuts for best flavor

Step-by-Step Instructions

Prepare the caramel:
Place the caramel candies and heavy cream in a microwave-safe bowl. Heat in intervals of 20 to 30 seconds, stirring well after each. Continue until the mixture is smooth and pourable without lumps. This ensures the caramel spreads easily on the crackers.
Build the cracker stacks:
On a tray lined with parchment paper, lay out half of the Ritz crackers flat. Spoon about one teaspoon of the warm caramel onto each cracker. Top each with another Ritz cracker and press gently, creating little sandwich stacks. Working quickly prevents the caramel from setting before stacking.
Melt the chocolate:
Place the milk chocolate chips in a microwave-safe bowl. Heat in 30-second bursts, stirring thoroughly each time until the chocolate is melted and glossy. Avoid overheating to prevent seizing.
Add the chocolate topping:
Using a spoon, drizzle or spread the melted chocolate generously over each caramel cracker stack. Let the chocolate drip slightly over the edges for a luscious look and richer taste.
Sprinkle the peanuts:
Immediately after adding the chocolate, sprinkle the finely chopped peanuts over each stack. Press lightly so the peanuts stick to the warm chocolate before it hardens. This step adds both texture and visual appeal.
Set the stacks:
Allow the stacks to cool and set at room temperature for about half an hour. For faster results, refrigerate for 15 to 20 minutes until the chocolate is firm and the stacks are easy to handle.
A plate of chocolate covered peanut butter sandwiches. Pin it
A plate of chocolate covered peanut butter sandwiches. | gracefulflavors.com

My favorite ingredient here is the Ritz cracker because it brings the perfect crunch and a touch of saltiness that cuts through the caramel’s sweetness. I remember making these with my family during a winter get-together and watching everyone sneak bites before dessert was even served.

Storage Tips
These stacks keep well in an airtight container in the fridge for up to five days. Let them come to room temperature a bit before serving for the best chew and flavor.

Ingredient Substitutions
You can use pretzel crackers instead of Ritz to amp up the salty contrast. Dark chocolate works beautifully too if you prefer less sweetness. For a nut-free version, swap peanuts for toasted coconut flakes.

Serving Suggestions
Serve chilled or at room temperature alongside coffee or milk. They make perfect finger food for parties or a sweet snack break anytime.

A plate of chocolate covered peanut butter. Pin it
A plate of chocolate covered peanut butter. | gracefulflavors.com

Frequently Asked Questions

→ How do I soften the caramel for layering?

Warm unwrapped caramels with heavy cream in short microwave bursts, stirring until smooth and pourable for easy spreading.

→ Can I substitute milk chocolate chips with another chocolate?

Yes, dark or semi-sweet chocolate chips work well and provide a richer flavor contrast.

→ What is the best way to build the cracker stacks?

Arrange crackers, spoon warm caramel on half, top with a second cracker, then gently press to create stable stacks.

→ Why sprinkle chopped salted peanuts on top?

They add a crunchy texture and enhance the sweet and salty flavor profile of the stacks.

→ How long should the stacks set before serving?

Let them set at room temperature for about 30 minutes or refrigerate 15–20 minutes until firm for easy handling.

Ritz Cracker Caramel Peanut Stacks

Crunchy Ritz crackers layered with caramel, topped with melted milk chocolate and chopped peanuts for a sweet and salty snack.

Prep Time
15 Minutes
Cook Time
30 Minutes
Total Time
45 Minutes
By: Barbara


Difficulty: Easy

Cuisine: American

Yield: 15 Servings (Approximately 15 cracker stacks)

Dietary: Vegetarian

Ingredients

→ Base

01 1 sleeve Ritz crackers (30–32 crackers)

→ Caramel Layer

02 25–30 soft caramel candies, unwrapped
03 2 tablespoons heavy cream

→ Chocolate Topping

04 1½ cups milk chocolate chips

→ Garnish

05 ½ cup salted peanuts, finely chopped

Instructions

Step 01

Combine caramel candies and heavy cream in a microwave-safe bowl. Heat in 20–30 second bursts, stirring between intervals until smooth and pourable.

Step 02

Arrange half the Ritz crackers on parchment paper. Spoon about 1 teaspoon of warm caramel onto each cracker, top with another cracker, and press gently to form stacks.

Step 03

Microwave milk chocolate chips in 30-second increments, stirring until silky and smooth.

Step 04

Drizzle melted chocolate over each cracker stack, allowing some to drip down the sides for an even coating.

Step 05

Immediately sprinkle chopped salted peanuts atop the chocolate, pressing lightly to ensure adherence.

Step 06

Allow stacks to set at room temperature for approximately 30 minutes or refrigerate for 15–20 minutes until firm.

Notes

  1. Heating caramel gradually prevents scorching; stirring helps achieve a smooth texture.

Tools You'll Need

  • Microwave-safe bowl
  • Parchment paper-lined tray
  • Microwave

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Contains milk, peanuts, and gluten (wheat).

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: 210
  • Total Fat: 10.5 g
  • Total Carbohydrate: 28 g
  • Protein: 3 g