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Triple Layer Millionaire Cheesecake

Featured in Sweet Moments of Joy.

Indulgent three-layer cheesecake with shortbread base, caramel, and chocolate. Takes 7-8 hours including chilling, serves 12.
Barbara Chef
Recipe by Barbara
Updated on Sun, 09 Feb 2025 14:44:33 GMT
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A luxurious layered dessert combining buttery shortbread, creamy cheesecake, rich caramel, and glossy chocolate creates the ultimate indulgent treat. This show-stopping cheesecake lives up to its millionaire name. Mastering the temperature of each layer ensures perfect assembly.

Essential Ingredients

  • Cream cheese - Creates silky filling
  • Dark chocolate - Forms glossy top
  • Heavy cream - Enriches layers
  • Quality butter - Builds flavor base
  • Fresh eggs - Provides structure
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Easy Millionaire’s Cheesecake | gracefulflavors.com

Detailed Instructions

  • Prepare shortbread crust, bake until golden
  • Beat cream cheese filling until smooth
  • Bake in water bath until just set
  • Cool gradually in oven
  • Make caramel until amber
  • Pour over chilled cheesecake
  • Top with ganache
  • Chill between layers

The secret lies in patience - each layer needs proper time to set.

Storage Tips:

  • Refrigerate up to 5 days
  • Freeze up to 3 months
  • Wrap slices individually
  • Thaw overnight in fridge

Chef's Helpful Tips:

  • Heat knife for clean cuts
  • Test doneness carefully
  • Add salt to enhance flavors
  • Cool layers completely
  • Score top before slicing
  • Use offset spatula for smooth layers
  • Temper chocolate properly
  • Create marbled effects

This showstopper combines the best of two beloved desserts into one incredible treat.

Flavor Variations:

  • Add espresso powder
  • Include salted caramel
  • Mix in toasted nuts
  • Try dark chocolate orange

Troubleshooting Guide:

  • For grainy caramel - brush pan sides
  • For cracked cheesecake - check water bath
  • For dull ganache - add butter
  • For uneven layers - use leveler

Perfect Pairings:

  • Fresh raspberries
  • Coffee or espresso
  • Vanilla ice cream
  • Whipped cream
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Make-Ahead Success:

  • Prepare components separately
  • Assemble day before
  • Store properly between steps
  • Plan timing carefully

Presentation Tips:

  • Drizzle with extra caramel
  • Add gold leaf accents
  • Create chocolate decorations
  • Garnish with sea salt

The key to success is treating each layer as its own component while building harmonious flavors.

Recipe Tips & Questions

→ Can I make this ahead?
Yes, prepare up to 2 days ahead and keep refrigerated.
→ Why use a water bath?
Prevents cracks and ensures even baking of cheesecake.
→ Can I freeze this cheesecake?
Yes, freeze up to 2 months without garnishes.
→ How do I prevent caramel from hardening?
Add cream while caramel is hot and stir constantly.
→ What if I don't have a springform pan?
Springform pan is essential for easy removal and presentation.

Luxurious Millionaire's Cheesecake

A rich cheesecake featuring layers of shortbread, caramel, and chocolate ganache - inspired by millionaire's shortbread.

Prep Time
60 Minutes
Cook Time
75 Minutes
Total Time
135 Minutes
Recipe by: Barbara

Recipe Type: Irresistible Desserts

Skill Level: Advanced

Style of Cooking: British-American

Makes: 12 Serves (1 9-inch cheesecake)

Dietary Notes: Vegetarian

What You'll Need

→ Shortbread Crust

01 1 1/2 cups all-purpose flour
02 1/2 cup unsalted butter, softened
03 1/4 cup granulated sugar
04 1/4 teaspoon salt

→ Cheesecake Filling

05 24 oz cream cheese, softened (3 packages)
06 1 cup granulated sugar
07 3 large eggs
08 1 cup heavy cream
09 1 tablespoon all-purpose flour
10 1 teaspoon vanilla extract

→ Caramel Layer

11 1 cup granulated sugar
12 1/4 cup water
13 1/2 cup heavy cream
14 1/4 cup unsalted butter, cubed
15 1/2 teaspoon salt
16 1 teaspoon vanilla extract

→ Chocolate Ganache

17 1 cup semi-sweet chocolate chips or chopped chocolate
18 1/2 cup heavy cream
19 1 tablespoon unsalted butter

→ Optional Garnish

20 Sea salt flakes
21 Chocolate shavings or curls
22 Powdered sugar

Let's Cook!

Step 01

Cream butter and sugar, add flour and salt. Press into springform pan. Bake at 350°F for 12-15 minutes until golden.

Step 02

Beat cream cheese until smooth, add sugar and flour. Add eggs one at a time, then stir in cream and vanilla.

Step 03

Pour filling over crust. Bake in water bath 55-60 minutes until edges set but center jiggly. Cool in cracked oven 1 hour.

Step 04

Cook sugar and water until amber. Add cream, butter, salt, and vanilla. Cool slightly before pouring over chilled cheesecake.

Step 05

Heat cream, pour over chocolate. Let sit, then stir until smooth. Add butter, pour over set caramel layer.

Step 06

Chill until ganache sets. Garnish with sea salt, chocolate shavings, or powdered sugar if desired.

Cook's Notes

  1. Can be made 1-2 days ahead
  2. Use water bath to prevent cracks
  3. Best served at room temperature

Kitchen Equipment Needed

  • 9-inch springform pan
  • Electric mixer
  • Large roasting pan for water bath
  • Saucepan
  • Aluminum foil
  • Parchment paper

Allergy Notes

Always check ingredients carefully for allergens. When in doubt, please consult your healthcare provider.
  • Contains dairy (cream cheese, butter, cream)
  • Contains eggs
  • Contains wheat (flour)

Nutrition Information (Per Serving)

These values are estimates and should be used as a general guide.
  • Calories: 550
  • Total Fat: 35 g
  • Total Carbohydrate: 50 g
  • Protein: 8 g